For Overseas Buyers
Buying in the Cook Islands
from Overseas?
Foreign investment in the Cook Islands is welcome — but the process is different from buying in New Zealand or Australia. We've helped many overseas buyers navigate every step, from understanding foreign investment rules to getting keys in hand.
How We Guide
Overseas Buyers
Understand the Rules
We explain exactly what foreign buyers can and cannot own in the Cook Islands, which structures are permitted, and what government approvals are required — so you go into the process with a clear picture from day one.
Find the Right Property
We shortlist properties that match your criteria and are eligible for foreign purchase. We can arrange virtual walkthroughs and detailed documentation if you can't be here in person.
Navigate the Process
We coordinate with local lawyers, surveyors, and government agencies on your behalf, and liaise directly with the Business Trade & Investment Board where approvals are required. We stay alongside you through every stage — so you always know where things stand and what comes next.
Settle and Beyond
Once settled, we can connect you with our property management team to manage the property remotely — whether for short-term rentals, long-term tenancy, or personal use.
The Foreign Buyer's Guide
A free step-by-step guide covering everything overseas buyers need to know — legal structures, costs, timelines, and common mistakes to avoid.
Get the Free GuideCommon Questions
Frequently Asked Questions
Can foreigners own property in the Cook Islands?
Yes, foreign ownership is permitted in the Cook Islands. Property here is leasehold rather than freehold — a secure, transferable interest that in practice functions very much like ownership, with leases of up to 60 years. For overseas buyers, there are also additional government approval requirements. We cover all of this in our free guide.
Do I need to be in the Cook Islands to buy?
No. We work with many overseas buyers who complete their purchase remotely. We coordinate virtual property tours, help you navigate the process, and connect you with the right legal professionals to manage the transaction on your behalf. Many overseas buyers have successfully settled on Cook Islands property without visiting until after settlement.
How long does the buying process take?
The timeline varies by transaction. Most purchases take 3–6 months from offer to settlement, depending on the approvals involved. We'll stay alongside you throughout.
What are the costs involved for a foreign buyer?
Beyond the purchase price, buyers need to budget for legal fees, government approval fees, and due diligence costs.
Are there property taxes in the Cook Islands?
There is no capital gains tax, no stamp duty, no land tax, and no property rates in the Cook Islands. For buyers coming from New Zealand, Australia, or the UK, the contrast is striking. We'd always recommend seeking independent tax advice for your own situation, but it's a factor many buyers don't expect.
“Jeff and Natalie have brought back excitement and fresh energy to real estate in the Cook Islands. It’s easier than you think to own property and live in the Cook Islands. What are you waiting for?”
Jon Beymer & Brian Paxton
Read All Client Reviews →Ready to Get Started?
Reach out to our team — we're happy to answer any questions before you commit to anything.